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Mortgages

Today’s buyers have more loan options than ever before. While that’s certainly good news, discovering the price range of the home you’d like purchase and finding the right mortgage takes a little preparation. Many of the tools and information on this site can get you started right away. Blaine also has close relationships with experts so you can get valuable professional advice.

How much can I afford, and what might my payments be?

You can use theMortgage Calculator to find out instantly.

Blaine can refer you to top professionals who can help you learn more about the wide variety of mortgages and financing options available in today’s market. If you’d like to speak directly with a mortgage professional, North Coast Mortgage loan consultants are located on site in the Frank Howard Allen office to help answer your questions directly. Many of Blaine's customers choose to work with North Coast Mortgage time and again.

You can also get pre-approved with North Coast Mortgage.

Why should you get pre-approved?

Before you begin searching for a new home, you need to determine how much you can afford. You may be able to afford more or even less than you think based on your income and the amount of down payment you have.

By getting pre-qualified BEFORE looking for a home, you’ll save yourself time, energy, and frustration because pre-qualification:

* Determines How Much Home You Can Afford *
Pre-Qualification helps you avoid buying less home than you can afford or being disappointed
if you don’t qualify for as much as you had hoped for.

* Shows You What Your Down Payment & Closing Costs Will Be *
You’ll know approximately how much money you will need for your down payment and your
closing costs before you sign a contract.

* Lets You Know What Your Monthly Payment Will Be *
You’ll have a general idea of what your monthly principal, interest, taxes, and insurance
payment will be, and if you’ll need mortgage insurance.

* Identifies The Loan Programs You Will Qualify For *
With the wide variety of loan programs available, it’s important to know which types you
qualify for and which will best suit your needs.

At this point, the lender can also help you determine alternatives and strategies that could help you buy the home of your dreams. These may include:
* Special first-time home buyer programs * Low down payment programs
* Co-mortgage financing * Debt consolidation assistance

Contact Blaine to start the pre-qualification process.

First Name:*
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I am Interested In:  
Type of Property Single Family Home
  Condo/Townhouse
  Income Property
Approximate Price Range to
Min. Bedrooms
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Min. Sq. Foot
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About Blaine Morris, Marin Properties

As a top-producing licensed REALTOR with Frank Howard Allen in Greenbrae, California, Blaine Morris specializes in Central and Southern Marin County. Always just a phone call or email away, Blaine works seven days a week for his clients, providing them with the utmost in fast and efficient service and follow through. Whether you are searching for the home of your dreams, or thinking of selling it, Blaine can turn your dreams into reality! Behind Blaine is the strength and stability of the Central Marin office of Frank Howard Allen, the #1 office of the #1 Brokerage in Marin County.

Contact him today at 415.925.3279 or click here.

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